beta

Spear Team

Renee Spear and Jilli Spear

Livingston

50 E. Mt. Pleasant Avenue

Livingston, NJ07039

Main:	973-992-6363	Cell:	201-259-5353
Other:	404-550-8583	Office:	973-992-6363 ext 132
Fax:	973-992-4863

spear@prudentialnewjersey.com

Signed in as . Sign Out

Welcome to The Spear Team Website!

The Spear Team offers unparalleled service to ALL clients in the Northern New Jersey real estate market. Your complete satisfaction with our service and representation is our number one priority.

The Spear Team serves the entire Northern New Jersey real estate market including the towns and communities of West Orange, Livingston, Summit, Springfield, Short Hills, Millburn, Verona, Montclair, Essex Fells, South Orange, Maplewood, Caldwell, Glen Ridge, North Caldwell, Caldwell, West Caldwell, Roseland, Florham Park, East Hanover, Randolph and Chatham.

Whether you are considering buying a home, selling a home or both, we know this area inside and out.

Featured Property for Sale: Some of the best properties for sale are displayed right here. As experts in the Northern New Jersey real estate market, we can provide you detailed information on these homes, or any others!

Market Trends Newsletter: Find out what's going on in today's real estate market. Our Real Estate Blog provides fresh perspective on our market activity. Be sure to check these out!

Email Listing Alerts: Be the first to know what's coming up for sale in the New Jersey real estate market with our New Property Listing Alerts! Just tell us what you're looking for and we'll email a daily update of all homes listed for sale since your last update. You can unsubscribe at any time.

What's Your Home Worth: Receive a complimentary analysis of your home's approximate present value on the market today.

Let us know if there is something specific you are looking for and we'll find what you need. Enjoy your visit and please contact us if there is anything we can do to make your next home buying or home selling experience the best it can be!

Sincerely,

Renee Spear, Realtor
cell: 201-259-5353
Jilli Spear, Realtor
cell: 404-550-8583
THE SPEAR TEAM
office: 973-992-6363 x 132
fax: 973-992-4863
Prudential New Jersey Properties
50 E. Mt. Pleasant Ave. Livingston, NJ 07039

RENEE SPEAR IS #6 IN COMPANY!

My Listings

	$599,000 10 Marcy Place West Orange, NJ 07052 MLS ID: 2942448	Beds: 4 Baths: 3.5 Sq Feet: 2,988 Year Built:
	$599,000 10 Marcy Pl West Orange Twp., NJ 07052-3417 MLS ID: 2942448	Beds: 4 Baths: 3.5 Sq Feet: 2,988 Year Built: 1955
	$3,300 10 Marcy Pl West Orange Twp., NJ 07052-3417 MLS ID: 2942902	Beds: 4 Baths: 3.5 Sq Feet: - Year Built: 1955
	$419,000 42 Walnut St Livingston Twp., NJ 07039-2510 MLS ID: 2942591	Beds: 4 Baths: 2.5 Sq Feet: - Year Built:
	$650,000 5 Mcneal Ct West Orange Twp., NJ 07052-3665 MLS ID: 2935219	Beds: 4 Baths: 2.5 Sq Feet: - Year Built: 2000
	$1,150 17a S Valley Rd 14 West Orange Twp., NJ 07052-4443 MLS ID: 2930403	Beds: 1 Baths: 1 Sq Feet: - Year Built:
	$1,850 10 N Ridgewood Rd South Orange Village Twp., NJ 07079-1555 MLS ID: 2929115	Beds: 1 Baths: 1 Sq Feet: - Year Built:
	$400,000 1023 Smith Manor Blvd West Orange Twp., NJ 07052-4227 MLS ID: 2928702	Beds: 3 Baths: 2.5 Sq Feet: - Year Built: 1999
	$599,000 2 Old Rd 1 Livingston Twp., NJ 07039-2528 MLS ID: 2918187	Beds: - Baths: - Sq Feet: - Year Built: 1900
	$339,000 53 Hillcrest Ave West Orange Twp., NJ 07052-2414 MLS ID: 2916304	Beds: 4 Baths: 2 Sq Feet: - Year Built: 1939

Professional Background

Jilli and Renee Spear are Northern New Jersey Realtors and Your Neighborhood Experts. We have spent years buying and selling homes/real estate in Northern New Jersey and because of this we have developed:

Insider knowledge of the area's real estate market - We know which neighborhoods and communities in the towns are likely to appreciate the most and which neighborhoods you might want to avoid.
A detailed understanding of the nuances of home purchases and ownership – how to spot the homes that can give you great value and quality of life and how to avoid the ones that could easily turn your life into a real estate nightmare.
Exclusive access to a huge database of people interested in buying and selling homes in the towns that we have spent years developing, allowing us to help you to make the best investment at the best price and create the ideal lifestyle for you and your family.

Take advantage of our experience, connections and insider knowledge of the New Jersey real estate scene to assist you with your next home purchase or sale. Contact us today and you’ll get access of our Insider’s Tips and Advice on Buying and Selling Homes in New Jersey like:

Which neighborhoods to watch and which ones to avoid
How to Target your Home for Sale to Buyers
How to spot the best neighborhoods for quality of living and financial appreciation
What home features you can use to negotiate thousands of dollars off of your purchase
How to avoid the house nightmare mistakes that even experienced buyers can sometimes make
And much, much more…

Put our experience as New Jersey real estate agents and expertise to work for you, helping you find your dream home in NJ while possibly saving you thousands of dollars and aggravation in the process!

We look forward to assisting you!

The SpearTeam

Designations

Specialties

Buying

Selling

Investing

Relocation

Town Homes

Condos

Single Family

Multi-Family

Short Sales

Foreclosures

The Spear Team serves ALL of your Real Estate needs!

Existing Home Sales Up Year To Year

Existing-home sales declined slightly in September but continue to out-pace activity from 2010, according to a recent report by the National Association of REALTORS (NAR). Existing-home sales, which include recently purchased single family, townhomes, condominiums, and co-ops, dropped 3 percent to a seasonally adjusted rate of 4.91 million units expected to sell in 2011. This represents an 11.3 percent increase over the pace set last year at this time.

Home Finance

Fixed-Rate Loans

The fixed-rate mortgage is the most popular mortgage program in use today. Fixed-rate loans offer the borrow a fixed interest rate for the life of the loan, typically 15 to 30 years. Borrowers have peace of mind knowing that their monthly payment will not change over time. Conventional fixed-rate mortgages have underwriting requirements established by Freddie Mac and Fannie Mae, and require certain down-payment and debt-to-equity ratios to qualify. Fixed-rate loans are especially attractive to buyers who plan to stay in their home for more than a few years.

Adjustable Rate Loans

With an Adjustable Rate Mortgage (ARM), the interest rate changes periodically, and payments up or down accordingly. Rates are tied to an index that reflects the cost of money at any given point in time. Generally speaking, lenders charge a lower initial interest rate for the ARM than for the fixed rate mortgage. If you are expecting interest rates to decrease in the future, or if you are trying to maximize your purchase power today knowing your income will rise in the future, then this loan may be right for you. Adjustable rate loans are attractive for buyers who expect to be in the home for a short period of time.

FHA and VA Loans

The Federal Housing Administration (FHA), offers loans for low-to-moderate-income home buyers. FHA loans have lower down payments, and have relatively easier requirements than conventional fixed-rate mortgages. FHA mortgages have no income restrictions and even those with lower credit scores may be considered. Past bankruptcy does not necessarily disqualify borrowers from using this program!

In addition, the Department of Veterans Affairs (VA) offers a zero-down mortgage program. To take advantage of this program, borrowers need to be among those listed as veterans and service personnel in the U.S. military. One of the biggest benefits of this program is that it eliminates the need for private mortgage insurance!

Local Homebuying Program

There are often many state and local programs available. These programs offer down-payment assistance and programs for local home ownership. Learn more about these local programs, recommended lenders, and other finance options by contacting us today!

Real Estate Market Update

ATTENTION BUYERS! YOUR TIME IS NOW!

Mortgage rates are extremely low reaching under 5%!
Take advantage of competitively low prices! In some areas prices have come down 30% in the last 3 years!
There is a large inventory of unsold homes so there are many options to choose from!

There has never been a better time to buy! Call Renee at 201-259-5353 or Jilli at 404-550-8583 today! We will help you find the perfect home at the perfect price!

JOIN US ON FACEBOOK

www.Facebook.com/TheSpearTeam

We Love Our Community

Renee and Jilli are active members of Ahavat Achim Bnei Jacob and David (AABJD) and Ohr Torah synogogues in their community in West Orange.

Renee is an active member of the local BNI group and Renee and Jilli both particpated in the West Essex Business Expo.

Our Education

Renee (Goodman) Spear - Florida Southern College - Class of '67

Jilli Spear - Yeshiva University - Class of '92

Languages

English, Hebrew

Property Quick Search

Price Range:

Bedrooms:

Bathrooms:

Search Properties

Featured Property

View All